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- Home Buying & Deposits
First truck finance WA drivers apply for is assessed differently to a second or third unit, because the lender has no trading history to look at.
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- Home Buying & Deposits
Using equity for renovation Perth homeowners plan is usually cheaper than any personal loan, and considerably cheaper than a credit card. What decides the structure is the scale of the work, not the amount.
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- Home Buying & Deposits
Instant asset write off vehicles rules let eligible businesses claim a deduction for an asset in the year it is first used rather than depreciating it over time.
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- Home Buying & Deposits
The secured vs unsecured personal loan decision is usually made for you by what you are borrowing against. Where you genuinely have a choice, the gap in pricing is large enough to be worth understanding properly.
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- Home Buying & Deposits
Fixed loan break costs are not a penalty and they are not a fixed fee. They are a calculation, and the result can be trivial or very large depending on what has happened to interest rates since you locked in.
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- Home Buying & Deposits
Debt consolidation Australia lenders offer rolls several debts into one loan with one rate and one repayment. It genuinely helps a great many people. It also quietly costs some of them more, and the difference comes down to two things nobody checks.
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- Home Buying & Deposits
The comparison rate vs interest rate distinction is the most useful thing an ordinary borrower can understand about credit. One is what you are charged on the balance. The other folds in the compulsory fees so two loans can be measured honestly.
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- Home Buying & Deposits
Rental income shading is the reason two lenders can look at the same investment property and reach very different conclusions about what you can borrow.
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- Home Buying & Deposits
Cross collateralisation ties two or more properties together as security for the same lending. Lenders like it. Borrowers rarely understand what they have agreed to until they try to sell, refinance or restructure.
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- Home Buying & Deposits
The dealer finance vs broker question is not about which one is honest. Both earn commission. The difference is the size of the comparison set, and that difference is where the money sits.
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