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- Home Buying & Deposits
A balloon payment car loan reduces your monthly repayment by deferring part of the debt to a single payment at the end of the term.
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- Home Buying & Deposits
The car loan documents Perth lenders ask for are predictable, and having them ready at submission is the single biggest thing that turns a two week approval into a two day one.
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- Home Buying & Deposits
The chattel mortgage vs hire purchase question is not really a lending question. It is an accounting one, and the right answer depends on your GST position and how you handle depreciation rather than on the interest rate.
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- Home Buying & Deposits
Truck age limits finance decisions more often than operators expect, and the rule that catches everyone is the one about when the age is counted. It is assessed at the end of the term, not at purchase.
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- Home Buying & Deposits
Ute finance for tradies Perth lenders write is straightforward once the ABN is established, and the part that catches people out is not the vehicle. It is everything bolted to it, which most quotes leave out entirely.
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- Home Buying & Deposits
ABN requirements vehicle finance lenders apply are not a single rule. They are a sliding scale, and where you sit on it determines the deposit, the pricing and how many lenders will even look at the application.
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- Home Buying & Deposits
When Is the Right Time to Refinance in Perth? HOME / WHEN TO REFINANCE A meaningful share of the people who ask me about refinancing are better off staying exactly where they are. Knowing when to refinance Perth homeowners genuinely benefit from is arithmetic, not instinct. There is a number that decides it, and most […]
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Rentvesting in Perth: Rent Where You Live, Own Where You Can HOME / RENTVESTING You keep the suburb you want to live in and buy the one you can actually afford. Both halves have a cost. Rentvesting Perth buyers consider means renting where you want to live while owning an investment property somewhere more affordable. […]
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