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Ezy Loans Australia Calculators

Property Selling Cost Calculator

Selling has costs of its own. This calculator estimates agent commission, marketing, legal fees and other charges so you know what will actually land in your account.

Use the property selling cost calculator

Calculator results are estimates only and do not take every fee and charge into account. Interest rates and costs change over time, which affects the true cost of a loan. Results should not be relied on when making a decision about a loan. Please discuss your individual circumstances with us before acting.

How to use it

What the property selling cost calculator tells you

What it shows

Total selling costs and estimated net proceeds after the mortgage is discharged.

What you need

Expected sale price, agent commission rate, marketing budget and outstanding loan balance.

What to do next

If you are buying next, we can look at bridging finance or a longer settlement.

Three things worth testing

  • Agent commission is negotiable, particularly in competitive markets.
  • Fixed rate loans can attract break costs on discharge.
  • Confirm your discharge fee with the lender before listing.
Questions

Frequently asked questions

What is a typical agent commission?
It varies by state and agency, commonly falling within a low single digit percentage of the sale price, sometimes with a performance component.
Will I pay a fee to discharge my mortgage?
Most lenders charge a discharge fee, and fixed rate loans may also attract break costs. Ask your lender for a written figure.

Turn the numbers into an approval

A calculator gives you an estimate. A broker gives you a lender, a rate and an approval. Talk to Ezy Loans Australia about what these numbers mean for your situation.

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About the author

Amrinder Singh is the founder of Ezy Loans Australia and an Australian Credit Representative (number 505232) of Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294. He works with first home buyers, investors and self employed borrowers across Australia, arranging home loans, refinancing, construction finance and asset finance through a broad panel of lenders.

Calculator results are estimates only and do not take every fee and charge into account. Interest rates and costs change over time, which affects the true cost of a loan. Results should not be relied on when making a decision about a loan. Please discuss your individual circumstances with us before acting. Calculators are provided under licence from the Finance Brokers Association of Australia. This page is general information only and does not take your objectives, financial situation or needs into account.

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