Property Buying Cost Calculator
The purchase price is only part of what you pay. This calculator totals the upfront costs of buying so there are no surprises between offer and settlement.
Use the property buying cost calculator
Calculator results are estimates only and do not take every fee and charge into account. Interest rates and costs change over time, which affects the true cost of a loan. Results should not be relied on when making a decision about a loan. Please discuss your individual circumstances with us before acting.
What the property buying cost calculator tells you
What it shows
A full upfront cost breakdown including duty, legal fees, inspections, loan fees and insurance.
What you need
Property price, state, deposit amount, and whether you are a first home buyer.
What to do next
We can confirm which loan fees your chosen lender charges and which can be waived.
Three things worth testing
- Building and pest inspections are money well spent on established homes.
- Ask about waived application fees, which many lenders will negotiate.
- Allow for moving costs and connection fees in the same budget.
Frequently asked questions
How much should I allow for costs beyond the deposit?
Are these costs the same in every state?
Turn the numbers into an approval
A calculator gives you an estimate. A broker gives you a lender, a rate and an approval. Talk to Ezy Loans Australia about what these numbers mean for your situation.
About the author
Amrinder Singh is the founder of Ezy Loans Australia and an Australian Credit Representative (number 505232) of Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294. He works with first home buyers, investors and self employed borrowers across Australia, arranging home loans, refinancing, construction finance and asset finance through a broad panel of lenders.
Calculator results are estimates only and do not take every fee and charge into account. Interest rates and costs change over time, which affects the true cost of a loan. Results should not be relied on when making a decision about a loan. Please discuss your individual circumstances with us before acting. Calculators are provided under licence from the Finance Brokers Association of Australia. This page is general information only and does not take your objectives, financial situation or needs into account.
Ezy Loans Australia is a Perth-based mortgage and finance brokerage helping first home buyers, investors and refinancers across Australia secure the right loan with confidence.
Contact Info:
- 905 Hay St, Perth WA 6000
- amrinder@ezyloansaustralia.com.au
- 0432 066 362